Season of Savings: What Central Florida Homebuyers Should Know Before They Buy (July–September 2026)

If you're actively comparing new construction homes in Central Florida, timing matters as much as location. Trinity Family Builders' Season of Savings event runs July 1 through September 1, 2026, and combines financing incentives, flex cash, and buyer rewards across communities in Lake, Polk, Volusia, and Osceola counties. This guide breaks down exactly what's included, which homes qualify, and how to decide if now is the right time to move forward.

What Is the Season of Savings Event?

The Season of Savings is a limited-time sales event from Trinity Family Builders, running on qualifying contracts written between July 1 and September 1, 2026. It brings together several incentive programs under one promotion, rather than requiring buyers to track down separate offers community by community.

Depending on the home and financing program, buyers may have access to:

Financing incentives through an interest rate buy-down program, with a permanent fixed rate as low as 3.99%* for FHA, VA, and USDA loans, and 5.375% for Conventional loans through Guild Mortgage, the preferred lender. Up to $35,000 in flex cash, which buyers can apply toward closing costs, rate buy-downs, or other approved uses depending on the home and program selected. Special pricing on select quick move-in homes, which varies by community and available inventory. Fee-free refinancing within the first three years of ownership, a benefit designed for buyers who want today's incentives without locking themselves out of better rates down the road.

Because incentives and eligibility vary by home, community, and buyer qualifications, and cannot always be combined, the most accurate answer to "what can I actually get?" comes from a New Home Advisor reviewing your specific situation. That said, understanding the framework below will help you ask better questions when you tour.

Why New Construction Timing Matters Right Now

Central Florida continues to see steady demand for new homes near major employment corridors, including Orlando's Lake Nona medical and research district, the I-4 corridor connecting Orlando to Tampa, and growing job centers in Polk and Osceola counties. For buyers who've been waiting on rates or pricing to shift, a builder-backed rate buy-down combined with flex cash can meaningfully change monthly affordability compared to resale financing at market rate.

Quick move-in homes are especially relevant during this event. Because pricing and incentives on move-in ready inventory can change as availability shifts, buyers who are close to a decision often benefit from touring sooner rather than waiting until closer to the September 1 deadline, when inventory in popular communities may be more limited.

Where the Event Applies: Communities Across Central Florida

The Season of Savings event applies across Trinity Family Builders' active communities, giving buyers flexibility to compare locations based on commute, lifestyle, and budget rather than choosing a builder promotion in isolation.

For buyers prioritizing commute access to Orlando, communities along the US-27 and Florida's Turnpike corridors in Polk and Osceola counties offer a shorter drive into Orlando's job centers while typically pricing below in-town resale options.

For buyers drawn to a quieter, lake-oriented setting, communities in Lake County near Eustis and the surrounding trail and lake systems offer easy access to State Road 44 and US-441, with a slower pace than the Orlando metro core.

For buyers who want proximity to Volusia County's growing corridor, communities near Deltona and the I-4/SR-472 interchange put buyers within a practical commute of both Orlando and Daytona-area employment.

If you already have a specific city or community in mind, it's worth reviewing that community's page directly, since incentive amounts and available quick move-in homes can differ by location.

Quick Move-In Homes vs. To-Be-Built: Which Fits Your Timeline?

This is one of the most common questions buyers have during a sales event like this one, and the right answer depends on your timeline and how much you want to customize.

Quick move-in homes are already under construction or complete, which means you can often see the finished floor plan, lock in a firm closing date, and take advantage of special pricing on select inventory homes during the event. This path suits buyers who need to close within a defined window, such as an expiring lease or a pending home sale.

To-Be-Built homes allow buyers to select a floor plan and customize structural and design options from the ground up. This path takes longer to close but gives buyers more control over layout, finishes, and included features. To-Be-Built buyers purchasing during the event window also qualify for an additional giveaway entry, discussed below.

Neither path is inherently better. It depends on whether your priority is a firm move-in date or a home built specifically around your preferences.

Buyer Rewards Running Alongside the Event

Separate from the financing incentives, Trinity Family Builders is running three buyer and community giveaways from July 1 through September 1, 2026:

A monthly grill giveaway open to anyone who tours a participating community, with no purchase necessary and one entry per person, drawn on August 1, September 1, and October 1, 2026. A guaranteed buyer gift for anyone who purchases a new home during the event window, with a choice between a grill or a $500 gift card to Lowe's or Home Depot. An Outdoor Living Retreat giveaway exclusively for buyers who purchase a qualifying To-Be-Built home, with automatic entry and one company-wide winner selected September 1, 2026.

These giveaways are structured around where a buyer actually is in the process, from an early tour to a signed contract, rather than requiring a purchase just to participate in the lowest tier.

Is This the Right Time to Buy?

If you're pre-approved or close to it, have a general sense of which city or community fits your commute and lifestyle, and have been waiting for financing terms to improve before moving forward, the Season of Savings window gives you a concrete reason to move from browsing to touring. The combination of a rate buy-down, flex cash, and special quick move-in pricing is unlikely to remain identical once the event ends on September 1, 2026.

If you're still early in narrowing down a city or floor plan, the Homebuyer Match Quiz is a useful next step. It's designed to match your budget and priorities to specific financing programs and communities before you schedule a tour, so your first visit is more productive.

Frequently Asked Questions

When does the Season of Savings event end?

The event applies to qualifying contracts written between July 1 and September 1, 2026. Incentives, pricing, and availability are subject to change without notice, so buyers close to a decision should confirm current terms with a New Home Advisor.

Can I combine the interest rate buy-down with Flex Cash?

Some incentives can be combined and others cannot, depending on the home, financing program, and lender guidelines. A New Home Advisor can confirm which combinations apply to a specific home you're considering.

Do I have to buy a home to enter any of the giveaways?

No. The monthly grill giveaway requires only a community tour and a completed entry, with no purchase necessary. The guaranteed buyer gift and the Outdoor Living Retreat giveaway are tied to a home purchase during the event window.

Are quick move-in homes eligible for all the same incentives as To-Be-Built homes?

Not entirely. Quick move-in homes may qualify for special inventory pricing, while the Outdoor Living Retreat giveaway is exclusive to qualifying To-Be-Built purchases. Financing incentives generally apply across both, subject to buyer qualification.

What credit score is needed to qualify for the rate buy-down?

The promotional rate buy-down program assumes a minimum 720 credit score for qualified buyers. Buyers with different credit profiles should speak with a New Home Advisor about which financing programs they qualify for.

Next Step: Compare Your Options With a New Home Advisor

The Season of Savings event brings together financing incentives, flex cash, and buyer rewards that are unlikely to overlap again in the same way once the window closes on September 1, 2026. If you have a community in mind, explore current quick move-in homes and available floor plans to see what qualifies. If you're still comparing cities or communities, take the Homebuyer Match Quiz to narrow your options, then schedule a tour to see how the numbers work for your specific situation.